A credit card can be a great way to pay for a new computer. Learn how one writer earned significant cash back on her new MacBook.

IT’S that time of year when credit card promotions or advertising are quite prevalent. But it’s also the time of year when credit card debt can skyrocket. Be wary of the cash-back credit cards! Misuse of these cards can prove problematic and expensive for consumers. Seniors, in particular, need to avoid making expensive mistakes.

If your family loves to splurge on vacations (but not necessarily pay for the splurge), the Chase Sapphire Reserve® is calling your name. This card is a superstar for travel perks, making it one of the best options for families wanting to make the most of every trip.

Key Points Credit cards have quickly outgrown cash use in the last five years.  Using credit cards gives you extra buying power, so long as you are careful.  It's easy to go into debt with a credit card.

The trend of credit cards is increasing in the country. At the same time, Cashback Credit Cards have gained popularity among consumers due to their rewarding nature in shopping. When you use a cashback credit card to buy goods or services,