Standard requirements for a conventional loan include a 620 credit score, a 5% down payment, and a debt-to-income ratio of 45 ...

Prices for the Starbucks favorite have risen faster than home prices since 2005. Home prices should be the undisputed champ ...

The average home appraisal cost ranges from around $350 to $550. However, your actual cost may be higher depending on your ...

Buying a house when you already have one can be complex. Do you buy first, sell first, or keep your current house? How to ...

USDA loans do not require mortgage insurance, but they do have upfront and annual guarantee fees. Learn more here.

Many homeowners assume that any money spent on improvements will translate into increased resale value. The reality is more ...

This article covers the range of options for first-time buyers, from low-down-payment loans to state and federal programs.

Your principal and interest payment won't change when you have a fixed-rate mortgage. But a house payment might contain 6 ...

A typical first-time buyer house payment eats up 50% of the median income. But these aren't uncharted waters. It just feels ...

This article explains what to expect for closing costs on a USDA loan, as well as some strategies for reducing the funds ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment. While they’re a mortgage product, VA loans are also a job benefit for ...

Some homeowners are averse to buying points. Others believe points make smart financial sense. So, who’s right? Find our take ...