This story is presented in a choose-your-own-path style. If you happen to have a D20 on hand, feel free to roll for your choices. In 1984, ...
Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts.
Road work 'like being in jail' says a florist on Richmond Road, where LRT construction and street rebuilding has caused traffic chaos.