The national average bank interest rate for 3-month CDs is 1.52% APY, but all of our top picks for the best 3-month CD rates offer significantly higher interest rates. The best 3-month CD rate is ...

Instead, you would sell your CD on the secondary market if you needed the money before your term ends. If you're looking to use CDs as part of your savings strategy, Edward Jones' brokered CDs may ...