The national average CD rate on a 6-month term is 1.81% APY (Annual Percentage Yield), according to the FDIC. Featured Offer APYs (Annual Percentage Yields) are accurate as of 10/07/2024 Minimum ...

See how we rate banking products to write unbiased product reviews. The best 5-year CD rate is 4.00% APY from Synchrony and several other places. The best 5-year CDs far outpace the national ...

All these expenses add up, so to ease the burden on your wallet, consider setting aside a holiday fund in a certificate of deposit (CD) that earns a guaranteed interest rate on your savings.

Twelve-month CD rates can help to build savings quickly while keeping funds flexible. If you prefer not to tie up funds for several years, 12-month CDs could be the perfect term length for you.

Our pick for the best CD rates are Barclays (5.10%), Ally Bank (4.80%) and Quontic Bank (4.95%). We’ve put together a list of the best CD rates from our top-rated banks, credit unions and other ...

Citizens Bank offers three CD types with terms from one month to 10 years and rates up to 0.03% APY, but it only offers two standard CD terms online.