Our opinions are our own. Although the market has started to catch up, this remains one of the better top-of-wallet cards. Use it by itself every day, or as a companion to bonus category cards.

It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...

Paycheck budgeting is a time tested method of matching your paychecks to your monthly expenses. It's not difficult on its own but it's made easier if you have a simple budgeting template you can ...