One of the major benefits of CDs is that they typically pay a higher annual percentage yield (APY) than traditional savings accounts. In fact, some of the best CDs today offer rates over 4.00% APY — ...
Both cases assume a 60% LTV mortgage, meaning buyers need to have at least 40% for a deposit. HSBC offers 95% LTV deals, meaning you only need to save for a 5% deposit. The rates are much higher, ...