Our opinions are our own. Although the market has started to catch up, this remains one of the better top-of-wallet cards. Use it by itself every day, or as a companion to bonus category cards.

There's no credit check, no interest and no minimum required security deposit. The card lets you allocate money toward your credit limit; you can spend only as much as you put aside. The card is ...

Paycheck budgeting is a time tested method of matching your paychecks to your monthly expenses. It's not difficult on its own but it's made easier if you have a simple budgeting template you can ...