The good news is: none of those are problems. The first two are in fact explicitly what you should expect. The third is also normal and in fact often desirable, relative to having the check mailed ...

Oblivious Investor offers a free newsletter providing tips on low-maintenance investing, tax planning, and retirement planning. I don’t think there’s anybody whom I can definitively say has taught me ...

One thing I run into frequently — both working with clients and via correspondence with readers — is people who have financial goals that, to put it bluntly, are not very good. And to be clear, I just ...

I’ve seen it over and over again with clients: they reached financial independence at some point in their 50s or 60s. And then, years later (maybe several years, maybe a decade or more), they ...

The additional standard deduction for people who have reached age 65 (or who are blind) is $1,600 for each married taxpayer or $2,000 for unmarried taxpayers. The contribution limit for Roth IRA and ...

Please note that this calculator is only intended for sole proprietors (or LLCs taxed as such). If your business is an S-corp, C-corp, or LLC taxed as such, please consult with your tax professional.

Sometimes I receive questions from people who are doing a qualified charitable distribution (QCD) for the first time and something doesn’t go the way they expected. Most often: “The brokerage firm ...

This blog is dedicated to spreading the idea that investment success is based upon stubbornly following a few (very simple) principles: Diversifying your portfolio, Minimizing costs (such as brokerage ...

Profit from Business (whole dollars, no commas or dollar signs) Other Earnings e.g. from a day job (whole dollars, no commas or dollar signs) ...

This tool is intended to show the tax treatment of distributions from a Roth IRA. (That is, it will show which amounts will be subject to ordinary income tax and/or 10% penalty.) Please note that it ...

This calculator determines the minimum amount of your portfolio that it would be necessary to annuitize in order to utilize a certain withdrawal rate on the non-annuitized portion of your portfolio.