How Does Car Insurance Work? - Progressive
Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control. Depending on your coverages, your car insurance company can help pay for vehicle repairs, medical expenses, and damages or …
Multi-Car Insurance: How Does It Work? - Progressive
Multi-car insurance means having multiple vehicles on one car insurance policy kept in the same location. Let your insurance company know if you have another vehicle so it can be added to your policy. 2 min to read Explore Progressive Answers' auto editorial guidelines to …
What is Liability Car insurance Coverage? - Progressive
How do car insurance liability limits work? Auto liability insurance limits are typically broken into three numbers to reflect how much coverage you have per person and per accident. For instance, if you're in Illinois and have the minimum auto insurance liability limit required in the state, you'll see $25,000/$50,000/$20,000 on your policy.
Car Insurance Deductibles Explained - Progressive
Car insurance deductibles typically range from $100 to $2000. The most common deductible our drivers choose is $500. Here’s a simple way of understanding it: Higher deductible = Lower car insurance rate, higher out-of-pocket costs. Lower deductible = Higher car insurance rate, lower out-of-pocket costs
What Is Gap Insurance and How Does It Work? - Progressive
Gap insurance is an optional auto insurance coverage that applies if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is worth, gap insurance coverage pays the difference. For example, if you owe $25,000 on your loan and your car is only worth $20,000, your ...
Using Car Insurance for Pleasure vs. Commute | Progressive
Learn more about how the amount you drive can affect your car insurance. Note that if you use your car for work, such as if you drive for a ride-sharing app or make deliveries using your car, you may need to look into commercial auto insurance. But if it's a company car that you don't personally own, your company should handle the necessary ...
What Is Classic Car Insurance & How Does It Work?
Classic car insurance vs. regular car insurance. Classic car insurance differs from regular auto insurance in a few key ways: Insured value: With regular auto insurance, your vehicle is covered for theft and physical damage up to its actual cash value, which factors in depreciation. But classic cars can appreciate in value, especially when ...
Rental Car Insurance: Do You Need It? - Progressive
In most instances, rental car insurance overlaps with your personal auto insurance policy and you won't need to pay for duplicate coverage. There may be situations where adding rental car insurance is worthwhile, so it's important to review your personal auto coverages. If you don't have a personal ...
Multi-State Car Insurance: Out-of-State Coverage - Progressive
Does multi-state car insurance exist as a separate policy? No, there's no such thing as a separate multi-state car insurance policy since a standard car insurance policy generally provides "out-of-state" coverage in all 50 states. There's also no such thing as a multi-state car insurance policy that originates from two or more states.
At-Fault vs. No-Fault Accidents | Progressive
How does an at-fault accident affect insurance? If you're responsible for an accident, your rate will almost always go up unless your insurer offers some sort of accident forgiveness feature. For example, with Progressive's Large Accident Forgiveness, your rate won't increase in most states if you're at fault in an accident with a claim ...